• Escrow & Closing Costs

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    Published 14. July 2010 at 9:38 pm - No Comments

      Escrow – Q & A Q:  What contingencies should be put in an offer? A:  Most offers include two standard contingencies: a financing contingency, which makes the sale dependent on the buyers’ ability to obtain a loan commitment from a lender, and an inspection contingency, which...

  • Disclosure

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    Published 14. July 2010 at 9:37 pm - No Comments

      Disclosure – Q & A Q:  Whose obligation is it to disclose pertinent information about a property? A:  Obligations to disclose information about a property vary from state to state.Under the strictest laws, the seller and the seller’s broker, if there is one, are required to...

  • Negotiating

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    Published 14. July 2010 at 9:36 pm - No Comments

    Negotiating – Q & A Q: Is a low offer a good idea? A: While your low offer in a normal market might be rejected immediately, in a buyer’s market a motivated seller will either accept or make a counteroffer.Full-price offers or above are more likely to be accepted by the seller....

  • Short Sales

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    Published 14. July 2010 at 9:35 pm - No Comments

      Short Sales – Q & A Q:  Can a home seller sell a home for less than its mortgage? A:  This situation is known as a “short sale.” Sometimes home owners can negotiate with lenders and have them split the difference between the sale price and loan amount, which still must...

  • Fixer-Upper Loans

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    Published 14. July 2010 at 9:31 pm - No Comments

      Fixer-Upper Loans – Q & A Q:  Are there gov’t programs for rehab? A:  The U.S. Department of Housing and Urban Development’s Section 203 (K) rehabilitation loan program is designed to facilitate major structural rehabilitation of houses with one to four units that are...

  • Prequalifying and Preapproval

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    Published 14. July 2010 at 9:22 pm - No Comments

      Prequalifying and Preapproval – Q & A Q:  What can I afford? A:  Knowing what you can afford is the first rule of home buying, and that depends on how much income and how much debt you have. In general, lenders don’t want borrowers to spend more than 28 percent of their gross...

  • Interest Rates

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    Published 14. July 2010 at 9:22 pm - No Comments

      Interest Rates – Q & A Q:  Where are interest rates headed? A:  No one knows for sure where rates are headed. Beyond public policies put in place by the Federal Reserve Board, there are no laws that govern mortgage rates. Historically, usury laws were used to prevent lenders from...

  • Fixer-Upper Loans

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    Published 14. July 2010 at 9:21 pm - No Comments

      Fixer-Upper Loans – Q & A Q:  Are there gov’t programs for rehab? A:  The U.S. Department of Housing and Urban Development’s Section 203 (K) rehabilitation loan program is designed to facilitate major structural rehabilitation of houses with one to four units that are...

  • Seller Financing

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    Published 14. July 2010 at 9:01 pm - No Comments

      Seller Financing – Q & A Q:  What are the benefits of seller financing? A:  Seller financing offers benefits to both buyers and sellers including tax breaks for the seller as well as offering an alternative when conventional loans can’t be found.The risks involved are the...

  • Whom to Contact (Investing, Tax Considerations)

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    Published 14. July 2010 at 9:00 pm - No Comments

      Whom to Contact (Investing, Tax Considerations) – Q & A Q:  Where do I get information on IRS publications? A:  The Internal Revenue Service publishes a number of real estate publications. They are listed by number: * 521 “Moving Expenses” * 523 “Selling Your Home” *...

  • Welcome to McHomes.com

          This web site offers Grand Island, NY. Homes and real estate, townhouses, and land for sale.  It also includes Tonawanda, Amherst, Wheatfield, and North Tonawanda for hundreds of WNY area homes. Find new homes, water front homes, townhomes and land in the WNY area.

          With my Grand Island real estate search feature, you’ll be able to search Grand Island, New York in addition to Tonawanda, Amherst, N. Tonawanda, and Wheatfield for the perfect home.  If you need help while looking for real estate in Grand Island, NY or the WNY area, please don’t hesitate to give me a call or e-mail.

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         Whether you are looking for a new home, thinking of selling your existing home, or just want help with a real estate investment or relocation, I can help.  Thank you for visiting McHomes.com and I hope you have enjoyed viewing the pictures of Grand Island, NY real estate and Grand Island, NY homes for sale.

WOW! Another Value Added Service

Published November 2, 2010 at 9:22 pm - No Comments

Hello!  And welcome to McHomes.com!  I very excited to announce a fantastic new alliance among Marston Equipment Rental, Penske Truck Rentals and myself which will allow me to offer my Hunt Real Estate ERA  clients another value added service. Starting immediately, if I represent you in the purchase or sale of a house, in the
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2009-10 Cost vs. Value Report: Small Projects, Big Bang

Published October 22, 2010 at 1:42 pm - No Comments

Judicious home remodeling is still worth the investment, according to Remodeling magazine’s annual “Cost vs. Value Report.” By G.M. Filisko | January 2010 Uncertainty and restraint are the order of the day in this economy, and that sense of caution is reflected in home owners’ return on their investment in remodeling projects, according to REALTORS®
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Downsizing Grand Island’s Town Board

Published August 31, 2010 at 8:27 pm - No Comments

On Thursday, September 23, 2010 Grand Islanders will have the opportunity to go to the polls and vote on a proposition to downsize the town board of Grand Island from its current make up of 5 members to 3 members (two Councilmember’s and a Supervisor).  Here is my opinion on this matter and I would
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West River Grass (non) Mowing

Published August 28, 2010 at 1:42 am - 4 Comments

     As a West River resident and a Realtor who specializes in river front properties, I feel it’s time to speak out about what is going on in front of our homes.  The complete lack of care for the state owned property in front of our homes has created a list of problems for us
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